The Retirement Corporation of America ("RCA") statement of being “America’s first online registered investment advisory service is not the result of any independent third party service or rating agency, but is derived from our own search of the Internet and the United States Securities and Exchange Commission’s (“SEC”) adviser database at the date of its initial registration filing with the SEC, as an online registered investment adviser.  No other online registered investment advisory firms were identified with an initial filing date prior to RCA, in 2005.  These two sources have been comprehensively reviewed by RCA on an annual basis, as recently as 2012, and no other online registered investment advisory firms could be identified with an initial filing date prior to RCA.

The Retirement Corporation of America ("RCA") is an SEC registered investment advisor located in Cincinnati, Ohio. RCA may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Any subsequent, direct communication by RCA with a prospective client shall be conducted by a RCA representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of RCA, please contact the SEC or the state securities regulators for those states in which RCA maintains a notice filing. A copy of RCA’s current written disclosure statement discussing RCA’s business operations, services, and fees is available from RCA upon written request. Past performance may not be indicative of future results. Therefore, no current or prospective client should assume that future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended or undertaken by RCA) made reference to directly or indirectly by RCA in its web site, or indirectly via a link to an affiliated or unaffiliated third party web site, will be profitable or equal the corresponding indicated performance level(s). Different types of investments involve varying degrees of risk, and there can be no assurance that any specific investment will either be suitable or profitable for a client or prospective client’s investment portfolio. Historical performance results for investment indices and/or categories generally do not reflect the deduction of transaction and/or custodial charges, the deduction of an investment management fee, nor the impact of taxes, the incurrence of which would have the effect of decreasing historical performance results. Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by RCA), will be profitable or equal any historical performance level(s). Certain portions of RCA’s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, RCA’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date. Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s). Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from RCA, or from any other investment professional. RCA is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice. To the extent that any client or prospective client utilizes any economic calculator or similar device contained within or linked to RCA’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from RCA, or from any other investment professional. Each client and prospective client agrees, as a condition precedent to his/her/its access to RCA’s web site, to release and hold harmless RCA, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from RCA. DISCLAIMER: This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. Neither we nor our information providers shall be liable for any errors or inaccuracies, regardless of cause, or the lack of timeliness of, or for any delay or interruption in the transmission thereof to the user. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY "LINKED" WEBSITE.