Can’t I just let the Money Masters decide when/where to invest? The Money Masters are managers of mutual funds. They decide what's best to do to meet the objectives of their funds. As your Registered Investment Advisor, we decide which funds your assets should be invested in to meet the specific goals and investment objectives of your portfolio. Your goals and objectives are derived from the Investor Profile that you complete when you first open your account or establish your Investment Portfolio. Back To Top What is the difference in risk level between Growth, Balanced and Income portfolios? Growth portfolios should experience the greatest degree of volatility (change in investment value, both up and down). Income portfolios should experience the least amount of volatility. Balanced portfolios should experience a moderate amount of volatility. Investment advisors can measure the amount of risk associated with your portfolio. Each Money Masters Investment Portfolio is designed to stay within a specific risk tolerance level and standard deviation. Back To Top What percentage of my total assets will be invested into stocks, bonds and cash? Each of the Money Masters Investment Portfolios contains a different blend of stock and bond Money Masters. The precise blend of stocks and bonds is detailed for you in the “Money Masters Investment Portfolio” section of our website. Back To Top How do you determine which stocks/bonds mix is right for me? When you answer the questions in the Investor Profile questionnaire, you provide us with all the information we need to decide which Money Masters Investment Portfolio best suits your needs. Back To Top What is the difference between a Growth, Balanced and Income Portfolio? A complete description of each investment portfolio can be found on our website (click on Money Masters, then Personal Portfolios) In brief - Income Portfolios contain a small amount of high quality stocks and a large amount of high quality bonds - designed to deliver a steady income. Balanced Portfolios are an equal blend of growth stocks and high quality bonds - designed to deliver a moderate amount of income. Growth Portfolios contain mostly high quality stocks and a small amount of high quality bonds - designed to maximize gains. Back To Top How will my portfolio compare to other people’s? Your portfolio is designed specifically to meet the goals you set when you answered the questions in the Investor Profile questionnaire. Other people may have different goals and risk tolerance levels. If they provide different answers, we will choose a different portfolio for them. You are best advised to pay attention to what's right for you, dealing with your specific assets and needs, and not be distracted by what others are doing. Back To Top