How does the cost of your product compare to other similar products? Our annual fee of 1% of the portfolio value is less than what many portfolio managers charge. In addition, there are no "hidden fees" or transaction fees, making our fee structure transparent and affordable. Back To Top How are the fees structured for your service?

• One-Time Establishment Charge—there is a standard one-time account establishment charge of $195 to set up your R Account.
• Management Fee—there is an ongoing quarterly investment management fee of 0.25% of the account balance. This fee decreases to 0.125% for larger account balances per the following fee schedule:

Account Balance $0 – $249,999 $250,000 – $999,999 $1,000,000 and over

Annual Fee 1.00% 0.75% 0.50%

Annual Fee Is Paid Quarterly At This Rate 0.25% 0.1875% 0.125%

• There are no transaction fees.
• There are no hidden fees.
• There are no commissions.
• There are no loads.
• There are no 12(b)1 fees.

Back To Top Is there a minimum investment required? No. This is a key differentiator. Access to active portfolio management often requires a hefty investment minimum. A common standard is $250,000. We have no minimum, making our portfolio management available to every investor. Back To Top Are there penalties for withdrawing your money if a customer is dissatisfied? No. Back To Top I recently read about Lifecycle funds and they charge only from 0.2 percent a year to a maximum of 0.95 percent a year. These funds, which adjust as you approach retirement, are less expensive. Why does Money Masters cost more? Keep in mind that mutual funds have a variety of fees and it's difficult to get a clear picture of what the total cost to purchase and maintain the account is. We are completely transparent with our fees. Plus, we are offering active portfolio management, a service that is not necessarily part of other fund management products. Back To Top