Who are the actual Money Masters? Here is the current list of our 15 Money Masters: Stock Masters: Ronald Baron, Haken Castegren, William Danoff, Christopher Davis, James Drasdo, Michael Jones, Tom Pence, and Rudolph Younes. Bond Masters: Daniel Fuss, William Gross, Jeffrey Gundlach, Greg Habeeb and Douglas Swanson. Back To Top Where are the funds/money held? Assets are deposited directly with Fidelity Investments, our third-party custodian — and then invested using our Money Masters. Back To Top Do you invest in commodities or just stocks and bonds? Just stock and bond mutual funds. Back To Top Does your product provide a way to short the markets? No. But funds have different investment strategies so there always are opportunities to take advantage of market conditions. Back To Top What type of performance can Money Masters deliver? Our objective is to outperform the market, while simultaneously taking on less risk than the S&P 500. Of course, as you know, past performance cannot be used to predict future performance. Back To Top How often do you change the Money Masters portfolio? Our 15 Money Masters are constantly measured, monitored and rated against their peers using specific criteria that includes results, tenure, style consistency, and regulatory compliance among others. If any of the selected Money Masters funds fails to meet our strict selection criteria, that Money Master is immediately replaced by another who has been previously identified. To become a Money Master, funds must be in the top quartile of their peer group and outperform our pre-determined benchmark over one, three, five and 10-year review periods. Back To Top How do you determine what is right for each customer? Each customer profile must be analyzed from their answers on a required questionnaire. We determine their risk tolerance and investment goals before creating their portfolio. Back To Top