What is The R Account? The R Account is a Registered Investment Advisory account, supercharged with the earning potential of our Money Masters - our pick of the top performing mutual fund managers in the nation. In the R Account you can invest tax-deferred retirement assets (such as a 401(k)s or IRAs) and general investment assets (such as stocks and bonds and Mutual Funds). You can supply all the details that are required to open your R Account - online. An Account Activation package will then be sent to you, providing all the necessary documents (completely filled out) for you to review and sign. On your personal R Account website at www.moneymasters.com you will be able to see regular Money Masters performance figures. A Daily Report page will provide you with transaction and position updates. At the end of every three months you will receive, on-line, an in-depth quarterly report tracking the progress of your personal Money Masters Investment Portfolio. Back To Top Can I have more than one R Account? Your R Account establishes you as a client of a Registered Investment Advisor - the Retirement Corporation of America. Within your R Account you can have different Money Masters Investment Portfolios - investing tax-deferred retirement assets (such as a 401(k)s or IRAs) in one and general investment assets (such as stocks and bonds and Mutual Funds) in another. Back To Top Where exactly is my money? Your money is held by a 3rd party custodian. Our advisory firm currently partners with Fidelity Investments and TD Ameritrade Institutional for these custodial services of your Money Masters Investment Portfolios. Back To Top How long will it take to fund my R Account? Once you have returned your signed Account Activation documents, the transfer of funds to your account at the custodian usually takes between 15 and 30 days. This period will vary according on the location and types of securities being processed. We will keep you informed by email during the transfer so you can track the process. Back To Top Will I have access to my account? Yes. You have complete access to your account at any time. From your personal website you can also review your Money Masters Investment Portfolio/s, track all buying/selling activity, add more funds, and alter your personal details. Back To Top Why would I open an R Account when I could go buy the funds myself? In The R Account your assets are fully managed by a Registered Investment Advisor who has access to certain mutual funds and share classes on the selected custodial platform that may not be available directly to individuals. The advisory service includes the preparation of a portfolio of high-performing investments that meets the goals, risk-tolerance and return levels that are ideal for your life and future income needs. It further includes the on-going surveillance and optimization of your portfolio’s performance; a regular reporting schedule - and can include the delivery of a monthly income stream to replace your paycheck when you retire. You may find that the advice and guidance you get from a qualified investment professional provides you with a result that more closely matches your present and future needs. Back To Top What is your rating on Morningstar? The R Account is a range of investment portfolios comprising a collection of our selected Money Masters. Morningstar does not provide star ratings for a portfolio. However, each of our Money Masters has been given a Morningstar rating for the specific mutual fund they manage. You can click on a link to read a Morningstar report for each selected fund in your Money Masters Investment Portfolio/s. Our structure is:- an independent Registered Investment Advisory firm, (the Retirement Corporation of America) managing Money Masters Investment Portfolios using fifteen different mutual fund managers (Money Masters) within your R Account. Back To Top What if I lose money? You could gain or lose money through a rise or fall in the liquidating value of your Money Masters Investment Portfolio. There is no guarantee - in fact you should be prepared for the value to rise and fall over both short and long periods of time. Each investment portfolio contains a specific level of risk. As your investment advisor it is our objective to invest your assets within the risk tolerance range you choose. There is no risk-free option within the range of portfolio selections. Back To Top Who do I contact with investment-specific questions? Direct your questions through 1-800-266-9191 or help@moneymasters.com Back To Top Are you licensed? The Retirement Corporation of America is a Registered Investment Advisory firm regulated by the SEC. See Form ADV. All the investment decisions made on your behalf are managed by a qualified investment advisor and Certified Financial Planner. Back To Top Who is the Retirement Corporation of America? The Retirement Corporation of America is a Registered Investment Advisory firm regulated by the SEC. The company traces its roots back to 1984 when their original advisory firm was founded by Dan Kiley and his father, Tom Kiley. Back To Top