Why do you want to know about my current employment? Registered Investment Advisory firms operate in a fiduciary role, which means they must put the best interest of the client ahead of everything else when they make investment-related decisions. To do this properly, an advisor needs to know his client. The answer to each of these personal questions provides the Retirement Corporation of America with a better understanding of your circumstances, investment goals and objectives. Back To Top What is a primary beneficiary? A primary beneficiary is the person you designate to receive the assets in your qualified retirement accounts when you die. Generally this is your spouse. You can name an entity - like an institution, company, trust, charity or another organization - or your estate - as your primary beneficiary. Back To Top